What is OnePersonPlus?
OnePersonPlus® at a Glance
- An easy to sell, off-the-shelf defined benefit retirement plan.
- A great way for clients to reduce income taxes and invest tax-deferred.
- Ideal for clients over 45 years of age who have high earned-income and are self-employed or small business owners with 1-5 employees including employer.
- Simple to open, with 1-page Adoption Agreement, pre-set plan docs and forms
- An IRS-approved, qualified plan for attracting new investment dollars — well over $100,000 annually for the life of the plan for clients who qualify.
- Supported by specialists who answer questions by phone and email year-round
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Annual contributions to OnePersonPlus® are a tax deductible business expense. High contributions may reduce your client’s Adjusted Gross Income, making itemized deductions potentially worth even more.
High income earners 50 or older may be eligible to contribute to OnePersonPlus 2 to 3 times the amount they might otherwise contribute to a SEP or 401(k).
RETIREMENT PLAN SAVING LIMITS*
For a Client Age 52 Earning $285,000
*2020 plan maximum contribution limits for a 52 year-old, including “catch-up” contributions of $3000 for SIMPLE IRA, $6500 for 401(k).
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Brought to you by:
OnePersonPlus defined benefit plans are supported by Dedicated Defined Benefit Services, (DB) part of FuturePlan by Ascensus. Dedicated DB is the only national company focused exclusively on helping advisors target, market, sell and service defined benefit pension plans for high net worth clients. As the "go-to" experts, we have established over 4,000 defined benefit plans for 1-5-person organizations. We specialize in retirement plans for high-income self-employed people, and welcome inquiries from individuals and small business owners who want to minimize their taxes and maximize their retirement savings. 866.269.2706.
Trusted by leading financial services companies including TD Ameritrade, Transamerica, Ameriprise, and hundreds of independent financial advisors and CPAs.
© 2020 Dedicated Defined Benefit Services, part of FuturePlan by Ascensus. All Rights Reserved.
OnePersonPlus is a registered trademark of Dedicated Defined Benefit Services.